A Top-up Loan is like cherry on the top of a cheesecake. An added benefit available with leading lenders for Home Loan applicants so they can meet various financial needs including emergencies. Not just that, there are various methods to ways you can utilise your Top Up Loan :
Benefits of Availing a Top Loan
Available at a lower Interest rate: In situations when you require a short financial advance to support your critical financial needs, you can go for a Top Up Loan instead of a personal loan. As this is a supplementary loan facility that appears with a Home Loan, banks/NBFC offer it at an inexpensive interest rate.
They are your saviour: When you talk about loans, usage of nearly every loan is watched by the banker, but the Top Up Loan is clear from such investigation. You are free to use the funds as per your preferences. Just, use this supplementary Top Up Loan and rake its amazing benefits for numerous purposes like repaying another debt, finance your education, renew your house, pay for your added business expense etc. The only condition is, you have to have a Home Loan in your name.
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