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Since buying a home is a one-time decision, there is a huge amount of intensive planning required. A buyer has to decide the right Home Loan that suits their requirement, do proper research, find out about the Home Loan eligibility criteria, and prepare themselves accordingly.

A Home Loan is a financial instrument offered by various financial institutions like Banks (Public and commercial), NBFCs (Non-Banking Financial Corporation), HFCs (Housing Finance Corporation). In order to avail a Home Loan, you have to qualify the eligibility criteria and should have all the necessary documents before applying for a Home Loan.

Here’s a List of all the documents required for a Home Loan:

  • A duly filled application form that is also available online on the lenders respective banking website, with an attested current photograph.

  • Identity Proofs: Identity proofs like Aadhar card, driving license, pan card, voter card, a government college identity card etc. can be used for documentation.

  • Address Proofs: Address proofs like Aadhar card, ration card, driving license, voter card, a government college identity card having your address mentioned on it, electricity bill with your name mentioned on it etc. can be used.

  • Signature Proofs: You will be asked to verify your official signatures and you can use your Pan Card, Passport, and your Driving license for the same.

  • Date of birth Proof: To verify your date of birth, the accepted documents are a Birth certificate, Aadhar Card, Pan Card, Ration Card, Driving License, your school certificates etc.

  • Income details: You will be asked to submit your bank details with your loan application and you can use your bank Passbook for the same.

  • Salary Slips: Salary slips are generally required to verify your income and the lender will ask for salary slips of at least 3 months.

  • Bank account statement: You can apply for an e-statement or visit your nearest branch and get the bank statement.

This segment describe the list of Home Loan documentation which help you to get approval easily without any hassle.

Bottom Line: Before you head on to apply for a Home Loan, make sure you check the eligibility requirement details.

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