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Bajaj Finserv Home Loan Balance Transfer: Features & Benefits



· home loan,home loan balance,home loan emi

Home loan balance transfer helps to reduce your monthly repayments by transferring your loan to a new lender offering lower rate of interest. Bajaj Finserv’s home loan transfer gets you the benefit to enjoy additional features such as,

  • Top-up loan – you can avail a high value top-up on your existing loan when you get it transferred to Bajaj Finserv to manage unforeseen expenses.
  • Flexi-Hybrid home loan – this helps to manage your finances better with an interest-only period of up to 4 years. There is no limit on number of prepayments or withdrawals and you can avail benefits of flexi interest and flexi-term loan with the lender.
  • Part prepayment facility – post clearing your first EMI you can prepay any amount whose amount equals to 3 EMIs. This will help to clear off your loan faster. There is no limit on its maximum amount. But it is subject to clearance of your first EMI on the loan.
  • 3 EMI Holiday – this is a 3-month grace which is given to manage monthly expenses of the borrower.

Being an experience NBFC home loan balance transfers can be easily applied for online. There are no hidden charges for the process. Anytime if you have extra cash you can choose to foreclose the loan with no additional charges. Talk to your Relationship Manager in detail to help you understand its features and take advantage of it at the right time.

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