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Benefits Of Bajaj Finserv Personal Loan for Self Employed

Self-employed professionals can avail personal loan to meet several financial obligations. The personal loan for self employed caters to personal as well as business needs of the borrower.

The basic eligibility criteria for personal loan –

  • Borrower’s age must be between 22-55 years
  • Business must have vintage of at least three years

Pertaining to the above criteria documentation needed are –

  • Income tax return filing for at least the previous year
  • Turnover of previous year duly audited by a chartered accountant

How to apply?

The loan can be applied for online at the official website of the lender. Simply fill up the application form and submit. The lender’s representative will contact you to understand your requirement and to gather documentation. They will also inform you of any pre-approved offer pertaining to your individual application which you can benefit from.

Quick benefits of the personal loan.

Flexi loan feature
This is a unique feature which lets you withdraw as per your need from the loan amount on a daily basis. Interest is charged on these daily withdrawals. This helps to lower your EMIs by up to 45% and easily pay off the loan.

Unsecured loan
Personal loan is an unsecured loan which means you do not have to pledge any security to avail the loan. This means lesser paperwork and easier process to apply.

Pre-approved benefits
While applying for the loan you can always check for pre-approved offers like a lower interest rate or higher loan amount. Though it must be kept in mind that loan terms may vary from lender and based on individual loan application.

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