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Learn About The Eligibility Criteria For A Doctor Loan

Nowadays there are many professional loans for Engineers and Chartered Accountants. In addition to the list now there are Loans for Doctors too. These loans are specifically created for Doctors. There are four loans packed up in a suite. The suite comprises of personal loan, home loan, loan against property, and business loan. If you are a doctor then you can enjoy any of these four loans depending upon your needs. But before you did that you need to know the eligibility for these loans.

Check out the eligibility criteria in the following:

Personal and Business Loans

  • Super Specialist Doctors (MD/DM/MS) are not required to have post-qualification experience.

  • MBBS Doctors are required to have minimum two years of post-qualification experience.

  • Dentists (BDS/MDS) need to have five years of experience post-qualification.

  • Homeopathic Doctors (DHMS) are required to have a post-qualification of 15 years.

  • BAMS, BHMS, BDS are also required to own a house or clinic.

Home Loan and Loan Against Property

  • In the category of Super Specialist Doctors an experience minimum of 3 years is required post their qualification.

  • MBBS Doctors are also required to have 3 years of experience post their qualification.

  • Dentists are needed to have 5 years of post-qualification experience.

  • Ayurvedic and Homeopathic Doctors are required to have at least 8 years of experience.

  • All of the above Doctors must have a house or clinic of their own.

If you are having a qualification of a Doctor in any of the above fields then now you can enjoy a Doctor Loan. For relevant documents and benefits please read here:

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