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Learn How You Can Apply for a Personal Loan – A Complete Guide

· personal loan,credit score

Do you have any urgent financial requirements, and you don’t want to liquidate your assets and savings to arrange funds?

If yes, you can apply for instant personal loans and get a considerable amount.

It is an unsecured loan which means that you are not required to pledge any collateral to get approval. If your creditworthiness is higher, you can get loan approval.

Your credit score is one of the vital factors in making your creditworthiness. You can apply for a personal loan online with a known bank. On the other hand, the best NBFCs for personal loans in India also provide the facility.

On that note, let’s check out easy steps that you can follow to apply for the online loan in this post!

The standard procedure to apply for an online personal loan in India

  1. You need to land on the website of the lender that you wish to apply for the personal loan. On the personal loan page, you will need to click on the ‘Apply Now’ button. Doing that will open the online personal loan application form.

  2. On the form, you will need to select your desired loan figure, the tenure of repayment and the applicable interest rate.

  3. Now, the agent of your lender will contact you to collect loan documents from your doorsteps.

  4. If all is good, your lender will disburse the loan amount into your bank account within 24 hours*.

While applying for the best NBFCs for personal loans in India, you ought to keep your CIBIL score higher. 


This way, the chances of your loan approval can increase. You can enhance your credit score by making timely repayments for your loans and other bills.


Bajaj Finserv presents pre-approved personal loan offers and also on home loans and more. It can simplify your loan processing and make it less time-consuming.


You can check out your pre-approved loan offers today after sharing your primary details like the name and the mobile number.

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