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Looking for Personal Loan? Check Bajaj Finserv Pre-Approved Loan Options?

· Personal Loan,Pre-approved loan
Pre-approved Personal Loan

Personal loans have seen massive growth in demand, with the total outstanding only in this loan portfolio increasing from Rs.5.89 lakh crore in 2010 to Rs.19.33 lakh crore in 2018. Such an increase points to a changing lending market, where borrowers are looking for the best personal loan offers to fulfil various immediate financial requirements.

This surge is also somewhat endorsed by financial institutions providing the repayment-friendly features with such short-term, unsecured credit to applicants. For example, Bajaj Finserv pre-approved Personal Loan simplifies the process of application and makes the entire process hassle-free and time saving.

Pre-approved offers are provided to existing customers who have already cleared that organisation’s approval process. Eligible applicants have to submit only some essential documents like their most recent proof of income including salary slip and bank account statement, and enjoy several other features like comparatively lower rates of interest, longer loan tenor, etc. Bajaj Finserv pre-approved Personal Loans also come with complete transparent policies, ensuring zero hidden charges associated with the credit.

Existing customers with a healthy credit score, history of timely repayment of loans and a stable source of income are likely to successfully avail a loan via a pre-approved offer.

Moreover, these offers extend to both secured and unsecured loans, like personal loans, business loans, home loans, etc. allowing a prospective customer to benefit the most from their preferred line of credit.

Pre-approved offers can prove extremely helpful to bridge financial shortcomings faced during an emergency. Its instant disbursal and large sum disbursed allow a borrower to cater to all necessary financial liabilities with ease.

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