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Reasons to go for Bajaj Finserv Flexi Personal Loan

· Personal Loan,Flexi personal loan
Flexi Personal Loan

With traditional personal loans, you start paying the EMIs immediately after it is disbursed to your account. You have to repay in monthly instalments irrespective of whether you utilise the loan or not. Additionally, you will have to pay interest on the total pricipal even if you have not used the full amount.

 

Availing a Bajaj Finserv Flexi Loan eliminates this drawback of a personal loan. A Flexi Loan initially works as a traditional loan – the funds are disbursed to your account. However, you do not have to pay EMIs immediately.

Few reasons to opt for such loans include –

1. Utilise the funds as per your needs

You have the option of withdrawing funds as per your requirements from the sanctioned limit with such loans. This option is beneficial since you may not be able to determine your actual requirement.

Also, one of the benefits of borrowing as per your needs is that you pay interest only on what you withdraw from the sanctioned amount.

2. Pay up to 45% less EMIs

You can pay up to 45% less monthly instalments with a Bajaj Finserv Flexi Loan since the interest is only charged on what you withdraw.

3. No charges for part-prepayment

Part-prepaying your Flexi Loan does not attract any interest. You can part-prepay your loan whenever you have surplus funds.

4. Withdraw as per your convenience

You can withdraw as much and as many times from the sanctioned limit. There is no need to make multiple applications.

Apply for a Bajaj Finserv Flexi Personal Loan today and enjoy approval within a few minutes and cover your expenses with ease.