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Smart Long-Term Gain Investment Options for 2019

· housing loan

2019 is right on the doorsteps and a lot of people are already thinking about the best ways to start the new year. As per us, the best way to start would be by securing yourself financially for the rest of our lives, or at least until the end of the year. Hence, below are some of the long-term investment options we suggest for 2019.

  • Invest in Real-Estate

Real estate investment has been one of the best long-term investment options since ages and if all goes well, it will remain so for another century. A home purchased now can fetch approximately 15% gain on investment with zero risks of principal loss. The same can go up to 20% to 25% (which is quite high) if the property is located in a good locality, has all the amenities a person would need, and if the public infrastructures are well maintained. Also, if the property is sold at the right time.

Hence, one of the best long-term investment options in 2019 would be to invest in real-estate. You can take the plunge and buy your first home in 2019 using a housing loan in India. If you do that, you can also claim the PMAY Subsidy which is valid till March 2019. You can also invest in commercial properties, which, if done as per the rules, can fetch you a high ROI throughout your life.

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  • Invest in High/Low-risk Instruments

Depending on your risk appetite and the kind of returns you would need, invest your money in different long-term, low and high-risk investment instruments such as mutual funds, Fixed Deposit, equities, the stock market, and government-backed investment schemes.

That said, choose the investment options based on your budget and your overall financial capabilities.
 

Read Also: Few Investment Tips To Make In This Year