Do you want to go for the credit score check and know if you have the required creditworthiness for an upcoming personal loan and more?
If yes, then many third-party websites may let you go for the credit score check. If your CIBIL score is good, then you can avail of a lower interest rate on a personal loan.
Checking credit score is now possible by following a few steps.
Read on and know more!
Here’s how you can go for the credit score check
- Visit the official website of CIBIL and click on ‘Get your CIBIL score located on the top right corner of the page.
- Next, you will need to set up an account on the portal. You will need to enter the email ID, name, username and password. A copy of identification like PAN card, Aadhar card, Voter ID and more will need to be submitted.
- An OTP will be received on your mobile number, and your identity will be authenticated.
- The next page will notify you about your enrollment of CIBIL account. A notification of the same thing will be received in your email.
- You can now move to the dashboard and check your free CIBIL score.
If your CIBIL score is higher, you can enjoy a low interest rate on a personal loan. If your CIBIL score is in the range of 750 or more, it means that you are a responsible debtor. You can continue to maintain a robust credit score by paying your loan EMIs and other bills on time.
Having a healthy credit score also gives you the power to negotiate for a low interest rate on a personal loan and pay lower EMIs. In turn, it can help you to save on EMI payments.
Bajaj Finserv offers pre-approved deals on personal loans, home loans and more. It is to simplify the processing of the loan and make it faster.
You can check out your pre-approved loan offers today after sharing your basic details like your name and mobile number.
Additional Read : 5 Situations When an Instant Personal Loan Can Be Useful
