You can check your free credit score and CIBIL report onlinefrom CIBIL’s official website once every year. The company also has paid subscriptions allowing you to check these multiple times in 1 month, 6 months, and 1 year.
Head over to the official “Free CIBIL Score” page and click on “Get Yours Now” to check your CIBIL score. Next, provide the required information on the page like email address, new password, first name, last name, ID type, ID number, DoB, and mobile number.
Then, click on “Accept & Continue”. The new page will offer the paid promotions; click on “No Thanks” to proceed. You will receive a confirmation message regarding the successful creation of your account.
Sign-in with your email and password. Then, you will receive an email with an OTP. Click on this link and enter the OTP in the destination page.
Next, log-in again with your email and password. The new page will show you your personal information. Enter the information, if it is not auto-populated. Finally, click “Submit.”
Your account will show a dashboard containing your credit score; you can also view your credit report from here.
Checking your credit score and report is essential before you apply for a loan or credit card. Many a time, errors or discrepancies in your report can cause the lender to reject your application. In addition, every rejection will lower your score even more.
All financial institutions need customers to hold a minimum score of 750 to apply for unsecured loans and credit cards.
Reference Post: Get CIBIL Report Online for Free
